In the first series of Kuala Lumpur Travel Tips, you might have read about enjoying oriental KL city lifestyle in Chinatown. Today we’ll walk a little bit far away from the bustling city, to something a bit more cultural. Batu Caves.Malaysia being a multi-racial and multi-cultural country, one of the exciting things to do is visit temples, mosques or shrines. A popular Hindu temple is Batu Caves.It’s a limestone cave filled with statues of Hindu deities and mythological arts. It has 272 steps up to the cave, and along the way, you’ll be able to see a lot of monkeys playing around. They will come near you if you feed them peanuts (which are sold nearby), but they’re basically harmless as long as you don’t threaten them.In front of the Batu Caves is a 42.7m high statue which took 3 years to build, and was uncovered recently in January 2006.Tip 1: You can rent a headset for RM13 which would prove more educational along the way upTip 2: Walk up the stairs sideways. Much faster, and less effort.Tip 3: Enjoy the nearby Indian food which are sold in stalls in the surrounding areaTip 3: How to get there? From Central Market, take the Intrakota bus 11D. Or take the Putra LRT (Light Rail Transit) and stop at the Putra station. From there, take a taxi. The taxi fair should cost about RM8 to RM15. Make sure the taxi driver uses the meter.Tip 4: Not far from Batu Caves, is Ulu Yam – A natural looking dam surrounded with mountains and hills. Further up is a waterfall where you can have a good bath and a picnic in the tropical reserved jungle. Further up, you might bump into several people holding up recycled water bottles on the roadside. They’re actually collecting water which naturally flows from the mountain. They’re drinkable, clean and proven by scientists to be healthy and rich with minerals.Tip 5: If you happen to be in Kuala Lumpur in the Tamil month of Thai (around January or February) , you better be in Batu Caves. There’s a huge Thaipusam festival with about 1.2 million people making the pilgrimage. If you’re lucky, this the chance of a lifetime to see elephants walking down a highway in front of the Batu Caves.Enjoy!
How To Find Bad Credit Second Mortgage Loans – 5 Bits Of Wisdom
When you find yourself in need of some extra money to pay your bills or make a major purchase, you may want to seek out somebody who has been there before – someone wise who can walk along side you and point you in the right direction.The need for wise advice during times like this can become even stronger if you have a bad credit score. Everybody knows that your credit score can mean the difference between qualifying for a low-interest loan and getting no loan offer at all.Anybody looking to qualify for a second mortgage loan knows that this is one of the smartest, cheapest ways you have at your disposal to get the money you need. Of course, to qualify for this type of loan, you will need to have some equity in your home.But, how will you confidently and wisely navigate the path toward getting your loan funded if you have a low FICO (credit) score? It may be time to seek out the wisdom of others.If you want to know how to find bad credit second mortgage loans, here are 5 bits of wisdom:1. Estimate your new second mortgage payment:Before you get started down the path of applying for a second mortgage loan, you should consider carefully how this new loan will impact your financial life. The best way to do that is to estimate two things: a. your new second mortgage payment, and, b. the monthly cost of interest on the loan.2. Figure out how much money it is costing you each month by NOT getting a second mortgage:Now, compare that to whatever higher-interest debt you may be planning to pay off with the money from your new second mortgage loan. For example, if your new second mortgage payment will be $200/month and the payments for the portion of your credit card debt that you will be paying down with the money from you loan is $350/month, then the new second mortgage will give you an additional $150/month in cash flow. Another way to look at it is: every month you delay in applying, you are costing yourself $150/month in cash flow. (note: next, do a similar calculation for your interest savings with the new loan).3. Go forward with selecting 5 lenders to work with:Now that you know what this new loan is worth to you, go out and find at least 5 bad credit second mortgage lenders to possibly work with. Most of these lenders have years of experience granting loans to people with a rocky credit history.4. Carefully check out the website of each lender:Now, before you start applying, carefully review the website of each lender on your list. Look for indications that they are credible in things such as customer reviews and number of years in business.5. When you apply, be sure to request quotes for comparable second mortgages:When you start applying for loan offers, make sure you request the same loan terms (i.e., same amount borrowed and same repayment term) from each lender.Consider these 5 bits of wisdom as you find bad credit second mortgage loans.
Why Students Plagiarize
After more than six years in higher education and discovering dozens of incidents of plagiarism among my students at various schools, I have realized that the purposes for plagiarism can be categorized four different ways.
1) Laziness. The student waited until the last minute to do the assignment and panics, knowing he won’t have time to do it right. So, he pulls an essay or paper from the Internet–and either just adds his name to it or uses parts of it and other online essays–and turns it in as his own work.
2) Too high of expectations. Last year I had a student who came from a long line of writers. Her father was a writer, mother was a writer and grandfather was a writer. She felt her own work never lived up to the “household of writers”. When asked to do an essay for my class, she struggled through her own words and feelings of inadequacies and began to interject these words with whole paragraphs or pages she had taken from respected, expert sources, of course without attributing a word of it to them.
3) Doesn’t care or thinks the teacher won’t know. A partial team of lacrosse players actually said they didn’t think I’d catch them after they turned in papers downloaded from the Internet. They didn’t care that the work wasn’t theirs. They didn’t care that they could get thrown out of school for violating the honor code. They just figured the papers were easy to download, the papers were well written, and that I couldn’t possibly be familiar with ALL of the papers on the Net so I probably wouldn’t catch them.
4) Just doesn’t understand what plagiarism is. This happens often with international students. Sure, if you have a school honor code and a plagiarism notation on your syllabus, they probably can quote it to you word-for-word. But, in some cultures, regurgitating words of esteemed experts is considered honorable to the esteemed expert–and is a sign of a well-educated student. These students may not understand that they must document who said the words originally, otherwise it is akin to cheating. As a professor, you want these types of plagiarizers if you are to have any. Once they understand why they must document their sources, they will do so readily. The other three types of plagiarizers aren’t as easy to “teach” or change.